Anyone who is reasonably healthy, under 35, and does not have health insurance from his or her employer is going to be tempted to just pay the IRS fine instead of getting health insurance. The cost of the fine is going to be *way* less than getting insurance, and, since insurance companies are not allowed to deny people for pre-existing conditions, people can just wait until they get sick and then buy the insurance. As a result, the Obama administration needs to convince these young people to buy insurance that costs more than it should so that they can subsidize the rest of Obamacare. What a disaster.
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